Sten Saar, CEO of fleet insurance company Zego, sees two main future trends in the telematics industry: computers will control all vehicles and ownership will be a thing of the past. If this vision of mobility becomes reality, the way in which mobility is insured will also change. Car manufacturers, fleet operators and the insurance industry play a major role in this transition.

Sten argues that by 2040, all cars will be controlled by computers and no one will be driving cars themselves anymore. The technology is ready, If you were to remove regulatory obstacles now, then eight out of ten cars would already be autonomous, according to Sten. Furthermore, the shift of ownership to use continues. Just like streaming has become the standard in watching movies or listening to music, so will subscriptions become the standard in mobility in the (near) future.

Sten has a history of working for companies that find tech solutions for problems. Now, he’s CEO of fleet insurance company Zego. Research has shown that 15 per cent of drivers cause 50 per cent of damages. To help these drivers improve their driving behaviour, and lower the cost of damages, each car insured with Zego is equipped with a black box to monitor driver behaviour. Recording driving behaviour with telematics and coaching chauffeurs leads to less damage and lower emissions.

Eduard is the leading Biohacking Expert, as well as founder and CEO of companies LiveHelfi and NoordCode.

At ITC DIA Europe Munich, Eduard will explain what biohacking is and how its advantages can be used in the health insurance sector.

Duško Radulović is CLIMATIG CEO responsible for coordinating activities and team. He has PhD in economics and executive MBA with 20+ of work experience in company management and business consulting. His fields of expertise are climate change and renewable energy and energy efficiency. Since 2013 he is external expert evaluator for the EU Commission funded innovative projects, such as Horizon, SME Instrument, Interreg Central Europe, and others. He was also project manager on several proof of concept projects in climate change and SECAPs for local governments and municipalities. 

“Connecting people for a purpose” 

Genevieve Jubitana is a dynamic professional with a talent for fostering meaningful connections and a passion for innovation. Holds a Master’s Degree and postgraduate certificates, including those in Cultural Economics, Entrepreneurship, Leadership, New Business Development, Digital Marketing, Blockchain, and Web 3.0 

Her career journey has been marked by roles in business development within the international insurance sector, including positions with a carrier, an insurance broker, industry associate, and claims management and loss adjusting agency.  

Currently, as the Head of Insurance at Avata, Genevieve continues to leverage her expertise to drive meaningful change as she delves into the exciting landscapes of blockchain, digital assets, and Web 3.0. 

Mike is Head of Data & Analytics Benelux at Samsung Electronics. He is an analytics leader, research, and digital transformer. 

He initially devoted himself to providing the company with actionable consumer and marketing insights. He studied further big data and business analytics at the university of Amsterdam to help the organization transform toward data-driven. His Center of Excellence team, consisting of data insights, business intelligence, data science, and MarTech, not only answers business questions but also supports stakeholders for automatic and smarter decisions. 

Victoria is Marketing & Communications Director at Santander Global Cards. She has nearly 20 years of experience in marketing and strategy, within banking and FinTech industry.

In her previous roles she led marketing teams in B2B and B2C FinTech companies. Also, she was the CMO of PagoFX, an international money transfer app, a startup brand by Santander. Victoria has extensive experience in defining and leading the execution of Go-to-Market strategy and brand value proposition, driving brand recognition and market growth.

Also, Victoria is a co-author of a book “Alphas & Omegas: the power of feminine traits in business. She frequently speaks at events and conferences, sharing her insights on how to develop inclusive leadership and enhance a culture of wellbeing.

Victoria holds a degree in Banking and Finance from the London School of Economics, MSc in Management Science from Warwick Business School and a Master degree in Corporate Finance from ESADE. Also, she speaks 6 languages and considers herself to be tri-lingual (English-Spanish-Russian). Victoria was born in Ukraine, Kiev and since she was 12 years old has lived in the UK and now Spain.

20+ years of experience in CEO positions in international environment in B2C, B2B, B2B2C

Chairman, CEO & Founder of YOUPLUS:

Transformation, establishment and expansion of a run-off life insurance company into one of Europe’s fastest growing insurance networks in Switzerland, Austria, Germany, Liechtenstein, Czech & Slovak Republic, Norway, Ireland. Transformation includes deep Restructuring with cost cuts of 45%, 9 M&A transactions plus reinvestments into Insurtech (BOTx, LivNorden, Afilio) to create a ONE platform digital B2B2C European insurance network including strategic partnerships with Plug & Play, Asseco, Deloitte, Hannover Re, Silvester Group.

Eran Tirer serves as the Co-founder & CEO of Ledgertech, a digital insurance technology company acclaimed for its cutting-edge Low code/No code Insurtech platform for Embedded Insurance and MGA As A Service (MAAS). Ledgertech empowers companies to craft new insurance products in mere days, not months or years!  

A recent Ledgertech’s milestone is the launch of a first-of its kind automated digital travel Insurance on the Pay-As-You-Go basis, that redefines how people protect themselves while traveling. 

Eran’s illustrious career spans over three decades in executive roles within both insurtech and the software industry.     

Eran’s entrepreneurial journey also includes the pivotal co-founding and leadership of EZSource, a company successfully acquired by IBM.     

Marijan Mumdziev is a passionate entrepreneur with a vision to bring more value to Insurance customers, leveraging the Internet of Things (IoT) technology in which he has been active for over 15 years. After working as an Executive Board Advisor for a couple of the most prominent Telecom Operators in Europe, Ptolemus Consulting, and a couple of other technology companies, all active in the Insurance Telematics space, he took over the leadership of Amodo. In 2023, Amodo was acquired by Cambridge Mobile Telematics (CMT), the world’s largest telematics service provider, with Marijan becoming the Managing Director at Cambridge Mobile Telematics Europe. 

As Chief Revenue Officer, Ian is collaborating closely with the founding team of XUND to drive their sales and marketing efforts to new heights.  

His primary focus is leading the global sales team, drawing on over 20 years of experience in the healthtech industry. Prior to joining XUND, Ian has led high-performing teams at renowned healthcare companies in the U.S., including Cedar, Kyruus, Flatiron Health, Athenahealth, and Oracle Cerner. 

Next year, Ramus will have been in the insurance industry for 30 years and for the last 15 years his analyst company, Comadso, has been providing intelligent comparison solutions for insurance companies. 

An experienced leader with extensive background in automotive insurance, finance and aftermarket business with a substantial knowledge in emerging technologies, innovation and managing regulated businesses. Commercially driven strategist built in the DNA. Being passionate about bringing together people and businesses, I enjoy creating opportunities and making the future happen now. 

Overlapping expertise in both automotive and insurance industry on global HQ and local level with current focus on digital transformation & execution on global scale. 

Bradley leads the Insurance Subject Matter Expert advisory team. He has personally worked on several personal lines and commercial lines projects over the last few years for carrier, broker and MGA clients including Admiral, Beazley, Convex, esure, Howden, Miller and RSA.  

Bradley has worked at Endava since 2001. Prior to leading the SME team, Bradley had various other roles at Endava including Head of Digital, Head of Innovation, and co-led the Product Strategy team. 

Bradley is the host for Endava’s podcast, Tech Reimagined, where he has spoken to several industry leading guests such as the former CEO of Lloyd’s of London Dame Inga Beale, CEO of Cysurance Kirsten Bay, CIO of Tryg Anne Nørklit Lønborg and many others. 

As a Sales Executive at Nextway Software, Frank Kastholm draws on more than 25 years’ experience to help insurers boost operational efficiency and elevate customer journeys. He is insurance-born and bred and enjoys opening new ways together with his customers to automate the repetitive, manual tasks with intelligent document management and AI-powered solutions. 

By leveraging Nextway’s industry-leading eDMS solution and Frank’s strategic guidance, insurers achieve significant improvements in their productivity, enhance overall customer satisfaction, and sharpen competitive edge in the market. 

Frank assists insurers in finding new ways to optimize productivity and enhance customer experiences. Imagine how your business changed if mailroom automation processed millions of emails and other communication with customers, partners and authorities, at 94% efficiency and 99.9% reliability. 

Aleksandr is the founder of the KASSA Insurance Agency as well, which turned 20 in 2023. This startup, being the first to sell insurance products in a new and groundbreaking way in shopping malls, took off and became one of the biggest players in the insurance market. 

Because of the longlasting experience of working with various insurers another gifted brainchild of Aleksandr Fokin, the startup called VIEWAPP, was born. 

VIEWAPP is a b2b platform that is designed for photo and video inspections of various objects, including vehicles, real estate, industrial machinery and equipment, commodity items, pledged property and etc. It may appeal to companies from a variety of business sectors, especially those where regular property inspections are an integral part of business processes: insurance, leasing companies, banks. 

In addition to the brightly expressed qualities of a leader, creator, and innovator, Aleksandr has a natural charisma and achieves any goal smartly coping with the obstacles. He is an easy-going and open-minded person passionate about travelling, sailing, cooking and raising his lovely 4 kids. 

Alen Šterpin is the Chief Scientific Officer (CSO) in Altacon, leading a team of scientists and climatologists working on the research and development of the CLIMATIG platform for climate risk prediction. He graduated in Physics and Computer Science from the University of Zagreb, Faculty of Science, and has over 10 years of experience in the field of meteorology and climatology. Alen also has over 10 years of experience in software development, especially in programming in Python, and he combines science in the field of meteorology and climatology with state-of-the-art technology and data management in his research and development activities. 

Andreas Meyer is driven to innovate the use of cybersecurity to empower insurance companies so they can enhance their value to their customers. With 20 years of experience as a Software Sales Professional, Andreas is passionate to strengthen the insurance sector through cybersecurity solutions. 

With a strong background in Fintech, Anna-Carina is an expert in transforming B2B business models, including new digital products. At her previous company, she was responsible for building digital payment products for businesses in Europe, India, and Asia. She also created and drove the consulting portfolio and team for digital transformation & innovation projects at AdEx Partners. Her team received the prestigious “Consulting for Digital Transformation” Award. Since 2019 she has been focused on building up apinity and turning APIs into first class citizens of the business & operations of 21st century companies.

Oleg Korol is a seasoned executive and technology manager with 20+ years of experience in the data industry and business management. 

Based in the UK, Alistair leads Stellantis’ Mobilisights go-to-market focus within Northern Europe. 

His automotive career started at BMW before pivoting into B2B technology sales, spending the last 15yrs in sales and sales leadership roles for data focussed companies. 

Recently he led the UK Insurance team at Vodafone Automotive, supporting insurers with telematics solutions before becoming Head of Insurance at Arrival, building a digital insurance offering for fleet owners, whilst utilising the native data attributes of the vehicle to underpin a successful insurance lifecycle. 

His approach is fundamentally customer-centric, driven by the opportunity that exists at the cross-section of automotive technology, data and insurance value. 

Jan Küthe is an Actuary (DAV) from Germany and works at Akur8 as an Actuarial Data Scientist to help insurance companies unlock the potentials of the twenty-first century. Before that he has been working as an Actuarial Consultant for three years. He holds a Masters degree in Mathematics from the University of Bonn.

Tais O’Dwyer is a Vice President and Head of Global Financial Services Industry at UiPath. Tais is a highly accomplished and respected leader in the financial services industry. She is a strategic thought leader with a proven track record of success in driving innovation and transformation. She is passionate about using technology to help financial institutions improve their efficiency, effectiveness, and customer service.

At UiPath, she is responsible for leading strategy and execution in the financial services industry, with a focus on helping insurers, banks, and other financial institutions transform their businesses with intelligent automation. Prior to moving into the technology, Tais spent 20 years in the financial services industry, with a deep understanding of technology and business strategy. She has held leadership roles at Microsoft, Google Cloud, CIT Group, and Bank of America. I

n her previous roles, she has led the development and execution of strategic initiatives across the financial services value chain, including digital transformation, cloud adoption, and intelligent automation. 

Before starting at Dock as SVP Market Relations in October 2022, Martin Schmid has been working for well-known fintechs for 15 years: Most recently, he was heading the Ident & RegTech division for tink. From 2019 to 2021 he was Chief Marketing Officer of FinTecSystems after joining the company in 2016 as Chief Customer Officer and member of the management board. Before that, Martin Schmid was responsible for the entire SME DACH business at Klarna.

Pablo is an executive with extensive experience in international business development, digital transformation and innovation within the financial services, insurance and automotive sector. He is currently leading business development for Affinity business in MARSH Europe, with focus on automotive, consumer electronics and sponsors programs. He has industry experience of 20 years.

He has held the positions of General Manager for Poland, Head of Business Development in Europe and China, Deputy General Manager for Asia-Pacific and Business Lead for Digital Transformation and Innovation for MAPFRE.

Before joining MARSH, his previous position was Head of Business Development & Innovation at the Head Office and within the International Reinsurance Division, focused on Customer centricity strategy (Value proposition, Customer journey and clients and channel design), multichannel approach to business partners and end users optimization and case building and partnerships with start ups.

Thomas Hougaard-Enevoldsen is the Chief Executive Officer of Nextway Software – a frontrunner in intelligent document management, driven by the Next^® cloud-based platform.

With a 25+ year journey in IT, Thomas brings a successful track record of navigating complex technological landscapes and driving strategic innovation.

Under his leadership, Nextway transitioned to a SaaS (software as a service) company, sharpened its product and market proposition to the financial industry, and set the foundation for success for both our customers and Nextway. This transformation has positioned Nextway to thrive in the evolving digital landscape, catering to the growing demand for cloud-based solutions that elevate organizational efficiency, strengthen security, and ensure robust compliance.

Luke is the co-founder and CEO of Kota, where his goal is to increase access to core benefits for a new generation of employee. Luke is a second-time founder and a former country manager at mobility giant Bolt.

Anna Bojic is an accomplished tech entrepreneur with a diverse background. She is the founder of Miss Moneypenny Technologies, a company that offers a unique software suite that enables the building of micro-applications that can be stored in Google and Apple Wallet.

Prior to founding Miss Moneypenny Tech, Anna founded Merisier, a company that has been running bootstrapped for over a decade, providing large enterprises with what they call ‘Gifting as a Service’. Anna is an accomplished academic, having earned multiple degrees from prestigious institutions such as the Freie Universität Berlin and the University of Fine Arts in Berlin, where she received high honors as an artist majoring in sculpture, installation and media. She also attended Carnegie Mellon University, further expanding her knowledge and skillset.

Anna’s diverse background and expertise have played a crucial role in her success as a tech entrepreneur, where she constantly innovates and sets new industry standards.

Pranay Jain is the CEO and Co-Founder of Enterprise Bot. He started his first venture at 18 and has been a serial entrepreneur since then. A passionate leader, he is able to build bridges between technology & business and is a true visionary. He was a winner of the US Federal Reserve Monetary Policy challenge and was selected to represent Enterprise Bot as the top 10 Swiss Fintech founders by Venture Lab, Switzerland.

Michael Lewis is an entrepreneur, ecosystem builder and thought leader in the insurance industry. With over 20 years consulting experience at companies such as IBM, Michael has held COO, CTO and CEO roles in both B2B and B2C businesses. Michael is a co-founder at Claim Technology, an award-winning platform helping the insurance industry re-imagine claims using a no-code/low-code design studio, cloud-apps and insurtech APIs to empower operations and IT teams to rapidly automate in the cloud.  Michael is a contributing editor at Modern Insurance Magazine and an alumnus of the London School of Economics.

20+ experience in the investment and insurance industry, 5 years of international experiences with the YOUPLUS expansion into several European countries.

Chief Development Officer in YOUPLUS Group:

responsible for European strategy (building insurance companies under the U+ brand and acquisitions), innovations, communication and people development within the whole group.

Previous roles: 2000-2018

COO at YOUPLUS for Czech and Slovak branch

Responsible for building new insurance company in Czech republic and Slovakia in role of project manager. Responsible for Operation and HR from 2018-2021

Head of Distribution strategy and Business development for AXA Czech Republic and Slovakia

Responsible for distribution strategy, in a lead of strategic projects like Client needs analysis tool creation and implementation, Transformation of  Distribution, Acquisiton and monitoring internal and external network, IDD implementation, Sales force effectivness, Lead management etc.

Relationship manager in ABN AMRO Asset management:

Responsible for client acquisitions, investment advisory, customer portfolio care for retail and corporate clients

Sven Pohl, an accomplished Manager in international sales, draws upon over 20 years of expertise in Telecommunication, Cyber Security and IoT. His focus on business model transformation, product market fit, customer experience, and technology innovation has helped partners keep customers safe and increased engagement and customer satisfaction. His collaborative prowess extends beyond sales to effectively engage with Marketing, Sales Operations, System Engineering, and Product Development. Passionate about sales and technology, Sven is a dynamic force, driving international growth through strategic business development and fostering lasting partnerships.

Terry developed marketing and communications capabilities to drive growth for a US Fortune 500 company since joining the company. This work has resulted in over $200m sales leads, $25m in earned media and over $25m in saves for the business.

Hailing from a media background, he brings strategic vision to marketing and communications organizations to meet company goals. He works across marketing experience, technology and intelligence to bring a holistic solution for business challenges.

Terry holds degrees in English, Sociology and Politics, a Higher Diploma in Journalism and Diploma in Marketing.

Co-founder and CEO of DriveQuant, Philippe Moulin started his career in the automotive industry. An engineer with a PhD in applied mathematics, Philippe first worked for car manufacturers before joining IFP Énergies Nouvelles (IFPEN). After leading many innovative projects around connected vehicles, he founded DriveQuant in 2017. DriveQuant is a SaaS provider of connected driving analysis services designed to make roads safer and reduce the environmental footprint of mobility. 

Born in 1984 in Austria, studied software development and winner of several innovation awards for digitalisation. Founded the company Rocket Enterprise Solutions in 2015 in Berlin with the aim of developing digitalisation solutions in the insurance environment. 

Egmont is Head of Europe of the Digital Marketing and CX Practice.  

He has 20 years of experience in marketing and sales leadership in banking and insurance of renowned brands like ING and DAS, making topline and bottom line impact. From growing market share in private banking, digital transformation of retail services to portfolio growth in wholesale international banking, brand repositioning and product development. He and his team have a passion for creating iconic customer experiences blending creativity with technology. 

The Digital Marketing and CX practice helps top 50 Banks and insurance companies with themes like: 

• AI driven conversational strategy: How to decrease cost while improving NPS 
• Marketing technology: simplify the martech architecture 
• Data-driven personalization to increase customer engagement 
• Accessibility: anticipate on the new EU directive which will be effective from July 2025